Money fears, meet your match: How Origin makes finances less frightening
The dreaded payment reminder from your credit card company (even though you’ve already scheduled it). The push alert asking if it really was you who just dropped $204 at Target. (It was.) Setting up your 401k at a new job and panicking before you hit “submit” that somehow you’ve elected for the wrong contribution. (There’s no such thing as right or wrong!)
Personal finance can be scary! But Origin’s powerful set of features for tracking and understanding your finances makes it less tricky … and more of a treat. (Sorry, we had to!) As the first-ever AI personal financial advisor, we take stress and fear out of the most essential money tasks, from building a budget to making the most out of your investments and planning for retirement.
Here are five frightening money situations and how Origin makes them less scary:
1. Scary: Making — and sticking to — a budget.
Origin’s solution: Our AI Budget Builder analyzes your past spending to instantly create a personalized, realistic budget. You’ll get clear, data-backed recommendations that are fully adjustable and customizable to your lifestyle and goals.
Because they’re based on your existing patterns, budgets on Origin aren’t hard to stick to; they just keep you conscious of where your money is going each month. Budgeting isn’t scary when you don’t have to start from scratch.
2. Scary: Forgetting about all your subscription fees.
Origin’s solution: See what subscription charges are coming up thanks to our rolling recurring charges calendar. And if you’re ready to cut the cord, we’ll directly link you out to cancellation pages for hundreds of common subscriptions.
3. Scary: Not knowing how much you spent on takeout last month.
Origin’s solution: AI Advisor can tell you how much you spent on takeout — and then compare that to your grocery and restaurant expenses, and also let you know how those totals stack up to previous months.
And look, sometimes lifestyles and needs change! You can ask AI Advisor where you could re-allocate money in your monthly budget in order to give yourself a little bit more wiggle room when it comes to takeout.
4. Scary: Staying on top of all your investments.
Solution: Origin’s Investment dashboard, which shows your portfolio performance in one easy-to-understand graph. You can see its full value over a range of time periods, and compare it to popular indices or other types of equities.
If headlines about the market are spooking you, Origin’s live balance estimate allows you to see how current conditions might be impacting your total holdings (you can toggle this feature on or off, depending on your preferences).
If you’re concerned about individual holdings, you can ask AI Advisor for guidance on rebalancing your portfolio or rethinking your strategy; it can help you re-assess your risk profile, and tell you if your current allocations align with your goals and comfort level.
5. Scary: Planning for the long-term.
Solution: Forecasting with Origin is like a crystal ball for your future financial self — only this crystal ball can do complex math very quickly, and show you how things like having a kid, buying a house, taking a sabbatical, or retiring early can affect your net worth over the next few decades.
If you’re worried that’s all guesswork, it’s not: Each simulated forecast includes information how likely it is to shake out, so you can proceed with as much information as possible.
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Origin is here to make sure you don’t accidentally give yourself a fright when you’re checking a balance. We give you the tools to see exactly what’s going on with your money, and make decisions that are right for you.
Ready to de-spookify your finances? Get started with Origin today.
Answers to your questions
Yes. Origin offers partner access so you can manage your finances together at no additional cost. You’ll be able to filter transactions by member—making it easy to see which spending is yours and which belongs to your partner.
Yes. You can edit existing transactions and add new ones directly in Origin, so your records stay accurate and personalized.
Origin connects securely through trusted partners including Plaid, MX, and Mastercard.
Yes. Origin supports CSV uploads. You can upload a .csv file of your transactions, and we’ll import them into your account.
Yes. Your data is protected with bank-level security and advanced encryption. When you connect accounts through Origin, your login credentials are never shared with us. Instead, our partners generate secure tokens that let Origin access only the data you authorize—keeping your personal information private while enabling personalized insights.
Yes. You have full control to organize your spending in Origin. Transactions are automatically categorized by Origin, but you can always edit categories, add your own tags, and filter transactions however you like—so your spending reflects the way you actually manage money.
