Where Does My Money Go? Turn Your Transactions Into Understanding With Origin’s AI Advisor

Most of us have had that moment: you look at your bank balance, look at your credit card bill, look back at your bank balance…and think, Wait—who spent all this? You did, obviously, but that doesn’t mean you understand how.

And that theme shows up constantly in the questions people ask Origin’s AI Advisor. In fact, spending analysis was one of the top requests this fall — 249 questions from users trying to understand where their money actually goes.

People know they’re spending money; they just want it explained in a way that makes sense. Origin’s AI Advisor does precisely that — turning a raw list of charges into something that feels like insight instead of noise.

Why Understanding Spending Feels Harder Than It Should

Spending is often slippery. It never disappears in big, cinematic moments. It evaporates: a coffee here, a rideshare there, a subscription renews quietly in the background. And because each transaction is small, the pattern it creates is invisible until the credit card cycle ends, and suddenly, there is a pattern, and it’s expensive.

Origins’s AI Advisor picks up where most apps stop. Traditional money tools show you what you spent; the AI Advisor helps you understand what that spending means.

What People Ask Most About Their Spending

Here’s what the 249 spending-related questions boil down to:

• “What am I actually spending money on?”
  
  
• “Is this more or less than usual?”
  
  
• “Did subscriptions quietly eat half my paycheck again?”
  
  
• “If I cut back in one area, would it matter?”

Some users even asked versions of: “What if I reduced my monthly expenses by $1,000?”
— usually followed by a hopeful pause.

How Origin’s AI Advisor Makes Your Spending Make Sense

Sure, you can absolutely categorize your transactions in Origin, but AI Advisor can actually interpret them. 

Ask something like, “Where did my money go this month?” and it will break things down in a way you can actually use:

• What increased (and why).
  
  
• What decreased (and whether that’s normal).
  
  
• Which categories sneaked up on you (hello, dining out).
  
  
• Which subscriptions auto-renewed without your awareness.
  
  
• Whether this month matches your usual pattern or if you drifted.

Instead of a dashboard full of numbers, you get something closer to:  “Your spending increased by 14% this month, mostly because of three larger-than-usual rideshare charges and a renewed annual subscription.”

It feels less like accounting and more like someone handing you the high-level summary you’ve always wanted.

If You Want Better Insights, Ask Better Questions

Here are a few prompts that lead to surprisingly good explanations:

• “Analyze my spending this month.”
  A great catch-all. AI Advisor compares trends, category changes, and anomalies.
  
  
• “Did I overspend anywhere this week?”
  Short window = clearer behavior patterns.
  
  
• “How much do I spend on subscriptions?”
  The answer is often… more than you think.
  
  
• “How does this month compare to last month?”
  Perfect for spotting lifestyle creep.
  
  
• “Where could I cut back without really noticing?”
  This one delivers practical, non-preachy suggestions.

The best part is that you don’t need to phrase anything perfectly. Normal language works because the system is built around understanding intent—not keywords.

Spending Shouldn’t Feel Mysterious

You work hard for your money. The least your finances can do is explain themselves.

Whether you’re trying to understand why last month felt expensive or just want to see your transactions in a form that makes sense, Origin’s AI Advisor gives you something every financial tool should: clarity without judgment.

If you’ve been wondering where your money goes, ask your AI Advisor — you’ll get an answer that finally adds up.