Employees don’t leave financial stress at home—they bring it to work, where it impacts productivity, engagement, and retention. For HR leaders, financial wellness shouldn’t be viewed as just another potential perk on the benefits menu, but rather, a strategic investment that delivers measurable business returns.
In this article, we break down the real ROI of financial wellness programs, using industry data and best practices from leading organizations.
Employee turnover is one of the most expensive challenges HR teams face. Each lost employee costs an average of $15,000 to replace when factoring in hiring, onboarding, and lost productivity.
The Impact of Financial Wellness on Retention:
🔗 Related Resource: [Download the Financial Wellness ROI Report]
Financially stressed employees aren’t just worried—they’re distracted. Studies show they spend an average of 3 hours per week dealing with money-related issues at work. That’s 156 lost hours per employee per year—the equivalent of nearly a month of lost productivity per employee.
How Financial Wellness Boosts Productivity:
Engagement is a top priority for HR leaders, but financial stress is a hidden factor that can quietly undermine it.
The Link Between Financial Wellness & Engagement:
🔗 Related Resource: Read: How Financial Wellness Boosts Employee Engagement
Financial stress isn’t just an emotional burden—it’s a health risk. Stressed employees are more likely to experience anxiety, depression, and chronic health conditions, driving up healthcare claims and increasing absenteeism.
Why Financial Wellness Lowers Healthcare Costs:
If you’re considering a financial wellness program, you need data to support your decision. Start by measuring:
In 2025, financial wellness is no longer an optional benefit that’s considered a nice-to-have—it’s an essential for workforce retention, productivity, and cost management. Companies that invest in financial well-being see measurable returns in every key HR metric.
Want to explore how a financial wellness program could impact your company?