Last Updated: January 16, 2026
These Subscription Terms and Conditions (“Terms”) govern your subscription to the services offered by Blend Financial, Inc. d/b/a Origin, located at 68 Harrison Avenue, Ste 605, PMB 50966, Boston, MA 02111 (“Origin,” “we,” “us,” or “our”). By subscribing to our services, you agree to be bound by these Terms. Please read them carefully.
1. ABOUT THESE TERMS
These Terms apply to your subscription to Origin’s financial wellness and planningservices (“Services”). By signing up for a subscription, you acknowledge that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy(available at https://www.useorigin.com/legal/privacy-policy), our site Terms &Conditions (available at https://useorigin.com/legal/terms-conditions), and any other policies or guidelines we may publish. If you do not agree to these Terms, do not subscribe to or use our Services.
2. ELIGIBILITY
To subscribe to our Services, you must:
● Be at least eighteen (18) years of age at the time of sign-up; and
● Provide accurate and complete information during the registration process.
We reserve the right to verify your eligibility at any time and to refuse or terminate your subscription if you do not meet these requirements.
3. SUBSCRIPTION PLANS AND PRICING
We offer various subscription plans as described on our website. The specific features, pricing, and duration of each plan will be displayed at the time of purchase. By subscribing, you agree to pay the applicable subscription fees.
Promotional Offers: From time to time, we may offer promotional pricing or special offers to new or existing subscribers. Promotional offers are subject to specific terms and conditions, which will be disclosed at the time of the offer. Unless otherwise stated, promotional pricing applies only to the initial subscription period, and your subscription will renew at the then-current standard rate thereafter. Promotional offers may be limited to one per customer or household and may not be combined with other offers, referral programs, or partnership codes unless expressly permitted.
4. PAYMENT AND BILLING
When you subscribe to our Services, you authorize us to charge your designated payment method for the subscription fees applicable to your chosen plan. Payment is due at the time of sign-up and at the beginning of each renewal period.
You are responsible for keeping your payment information current and accurate. If we are unable to process your payment, we may suspend or terminate your access to the Services until payment is received.
5. AUTOMATIC RENEWAL AND CANCELLATION
Automatic Renewal: Your subscription will automatically renew at the end of each subscription period (monthly or annually, depending on your plan) unless you cancel before your renewal date. Upon renewal, your payment method will be charged the then-current subscription rate.
How to Cancel: You may cancel your subscription at any time through your account settings on our website or by contacting our customer support team at support@useorigin.com. Cancellation will take effect at the end of your current billing period, and you will retain access to the Services until that time.
Refunds: Unless otherwise required by applicable law or stated in a specific promotional offer, subscription fees are non-refundable. We do not provide refunds or credits for partial subscription periods.
6. CHANGES TO SERVICES AND PRICING
We reserve the right to modify, suspend, or discontinue any aspect of the Services at any time, with or without notice. We also reserve the right to change our subscription pricing. If we change the price of your subscription, we will notify you in advance, and the new pricing will apply to your next renewal period. Your continued subscription after a price change constitutes your acceptance of the new pricing.
7. YOUR RESPONSIBILITIES
By using our Services, you agree to: ● Provide accurate, current, and complete information during registration and keep your account information updated;
● Maintain the confidentiality of your account credentials and notify us promptly of any unauthorized access;
● Use the Services only for lawful purposes and in compliance with these Terms and all applicable laws; and
● Not share, transfer, or sell your subscription to any other person.
You are solely responsible for all activity that occurs under your account. We reserve the right to suspend or terminate your account if you violate these Terms or engage in any conduct that we determine, in our sole discretion, to be harmful to Origin, other users, or third parties.
8. INTELLECTUAL PROPERTY
All content, features, and functionality of the Services, including but not limited to text, graphics, logos, icons, software, and the overall design and arrangement thereof, are the exclusive property of Origin or its licensors and are protected by applicable intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of the Services without our prior written consent.
9. DISCLAIMERS
THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY LAW, ORIGIN DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
Origin does not warrant that the Services will be uninterrupted, error-free, or completely secure. We are not responsible for any decisions you make based on information or tools provided through the Services. The Services are for informational and educational purposes and do not constitute financial, legal, tax, or investment advice. You should consult with qualified professionals before making any financial decisions.
10. LIMITATION OF LIABILITY
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ORIGIN AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR USE, ARISING OUT OF OR RELATED TO YOUR SUBSCRIPTION OR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES EXCEED THE AMOUNT YOU PAID TO US FOR THE SERVICES IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.
11. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless Origin and its officers, directors, employees, agents, affiliates, and licensors from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Services, your violation of these Terms, or your violation of any rights of another party.
12. DISPUTE RESOLUTION
Binding Arbitration: If we are unable to resolve a dispute through informal negotiations, the dispute (except those expressly excluded below) will be finally and exclusively resolved by binding arbitration. YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association (“AAA”) and, where appropriate, the AAA’s Supplementary Procedures for Consumer Related Disputes (“AAA Consumer Rules”), both of which are available at www.adr.org. Your arbitration fees and your share of arbitrator compensation shall be governed by the AAA Consumer Rules and, where appropriate, limited by the AAA Consumer Rules. If such costs are determined by the arbitrator to be excessive, we will pay all arbitration fees and expenses. The arbitration may be conducted in person, through the submission of documents, by phone, or online. The arbitrator will make a decision in writing, but need not provide a statement of reasons unless requested by either party. The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so. Except where otherwise required by the applicable AAA rules or applicable law, the arbitration will take place in Suffolk County, Massachusetts, unless otherwise agreed by the parties. Except as otherwise provided herein, the parties may litigate in court to compel arbitration, stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator.
If for any reason a dispute proceeds in court rather than arbitration, the dispute shall be commenced or prosecuted in the state and federal courts located in Suffolk County, Massachusetts, and you hereby consent to, and waive all defenses of lack of personal jurisdiction and forum non conveniens with respect to, venue and jurisdiction in such state and federal courts. Application of the United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transaction Act (UCITA) are excluded from these Terms.
In no event shall any dispute brought by either party related in any way to the Services be commenced more than one (1) year after the cause of action arose. If this provision is found to be illegal or unenforceable, then neither party will elect to arbitrate any dispute falling within that portion of this provision found to be illegal or unenforceable, and such dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the parties agree to submit to the personal jurisdiction of that court.
Restrictions: The parties agree that any arbitration shall be limited to the dispute between the parties individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.
Exceptions to Arbitration: The parties agree that the following disputes are not subject to the above provisions concerning binding arbitration: (a) any disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a party; (b) any dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief. If this provision is found to be illegal or unenforceable, then neither party will elect to arbitrate any dispute falling within that portion of this provision found to be illegal or unenforceable, and such dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the parties agree to submit to the personal jurisdiction of that court.
13. GOVERNING LAW
These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to its conflict of law principles.
14. CHANGES TO THESE TERMS
We may update these Terms from time to time. If we make material changes, we will notify you by posting the updated Terms on our website and updating the “Last Updated” date above. Your continued use of the Services after any changes take effect constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
15. GENERAL PROVISIONS
Entire Agreement: These Terms, together with our Privacy Policy and any other policies incorporated by reference, constitute the entire agreement between you and Origin regarding your subscription and use of the Services.
Severability: If any provision of these Terms is found to be invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.
Waiver: Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
Assignment: You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations under these Terms without restriction.
16. PRIVACY
We collect, use, and protect your personal information as described in our Privacy Policy, available at https://www.useorigin.com/legal/privacy-policy. By subscribing to our Services, you consent to the collection and use of your information in accordance with our Privacy Policy.
17. CONTACT US
If you have any questions about these Terms or our Services, please contact us at:
Blend Financial, Inc. d/b/a Origin 68 Harrison Avenue, Ste 605, PMB 50966 Boston, MA 02111 or via email at hereforyou@useorigin.com.
