Our Newest Budgeting Feature: Category Groups

Here at Origin, we’re always dreaming up ways we can make our platform work better for our members, and we just rolled out a new way to organize and further customize your budget: subcategories. In other words, you can now group your spending categories under a broader umbrella — for example, slotting your grocery, restaurant, and meal kit budget items under one larger “food” category.  

This was one of the features you most frequently requested — here’s just a sample of what we heard from you: 

• “I want to be able to group together my categories to understand a higher level cut of my spending.”

• “I’d like dog food, vet bills, pet insurance, training to all be separate budgets under one pets category, to be able to see separate amounts as well as category total.”

• “Would love a larger category for travel, with smaller subcategories for flights, hotels, and activities”

Here’s what you can do with category groups now

• Decide which categories fall into what groups.

• Edit the name, color, and categories of a group.

• View your expenses, income, and transfers by group on the breakdown page by toggling "view by group."

• View your reports by group by toggling "view by group."

How to create and edit category groups

Go to “spending settings” in the top right corner of your spending tab.

Select “manage categories” to view, create, and edit groups and categories.

You can also access your categories throughout the budget dashboard wherever you see a “manage categories” button. 

How to view your category groups in your budget

To see your budget breakdown by groups instead of individual categories, simply navigate to your “Breakdown & budget” tap within the spending tab. Click “View by Group” instead of “View by Category” to see what percent of your overall budget is going to each group. 

Some inspiration…

This all sounds nice, but how can you make groups really work for you and your lifestyle? To help illustrate how groups can work in practice, we’ve outlined some groupings you can build into your own budget. 

🗂️ For the categorizer Goal: Group similar types of spending to understand where money goes.

• Food & Drink – coffee, groceries, dining out, bars

• Home & Utilities – rent, internet, electricity, water

• Transportation – public transit, gas, car maintenance

• Lifestyle – shopping, gym, entertainment, travel

💸 For the classic budgeter Goal: Track needs vs. wants by splitting into fixed and variable costs.

• Fixed Expenses – tent, utilities, subscriptions, insurance

• Variable Expenses – dining out, shopping, travel, groceries

🧠 For the mindful spender Goal: Group based on how spending feels — not what it technically is.

• Joy – dining out, concerts, travel, gifts

• Personal Development – therapy, education, books, gym

• Security – rent, insurance, emergency fund

• Routine – groceries, utilities, subscriptions

📈 To understand your income Goal: Separate different types of income to see how you’re building wealth.

• Primary Income – salary, bonus

• Secondary Income – dividends, interest, side hustles

• Refunds – returns, cash back

🧳 For the gig worker / freelancer Goal: Keep personal and business finances clearly separated.

• Personal Expenses – rent, groceries, subscriptions, dining out

• Business Expenses – software, equipment, advertising, coworking space fees

• Business Income – client payments, freelance projects, platform payouts

• Personal Income – paycheck, dividends 

We can’t wait to see what groups you create! 

Still need to build your personalized view?

Get started with Origin today.